Who we are

Our vision

A thought leader in providing long-term savings and investments propositions in our chosen market.

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Company background

A leading long-term savings and investment company established since 1999 and committed to Hong Kong and the Asian region.

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What we offer

Investment-linked insurance plans

Our investment-linked insurance plan may help you capture market potential and cater for your insurance needs

Aspiration
Fortuity

Health insurance

Enjoy peace of mind for you and your family with extensive health coverage

Peaceful Life

Life insurance

Enjoy more coverage over the things you value in your life with a wide range of options

Perpetual Protector

Help and support

Interest rate

Calculate the interest rate from a range of currencies and dates

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Exchange rate

Calculate the exchange rate from a range of currencies and dates

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Download hub

Access forms to switch policies, sign up for investments, change personal information

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Payment methods

Choose your preferred way to pay for policies, investments, and more

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FAQ

Need more clarity? Read our selected list of questions to guide your understanding

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Investment information

Professional investment management

Our investment-linked insurance plans offer a wide range of investment choices linked to underlying funds managed by reputable investment managers

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Notice in relation to investment choices

Stay fully informed on your investments with the up-to-date notices

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Resources

Education series

Gain more understanding about your insurance with our guides, from basic principles to managing investments over the long term

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Market watch

Follow trends and get the latest information about various industry sectors and behaviours

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Glossary

A lexicon of insurance-related words to help aid your understanding

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Careers

Assistant Actuarial Manager, Pricing and Commercial

Job Type: Full Time Permanent
Job Function: Actuarial

Purpose

To provide actuarial and commercial support to the business on proposition and pricing, reinsurance, actuarial operations and system implementation work within the Hong Kong Commercial team adhering to actuarial best practices.

The incumbent reports to the Actuarial Manager (Pricing and Commercial) and will work closely with the wider Actuarial department and with other departments across the business (including Proposition, IT/Change, Operations etc.) to deliver the desired business commercial aims.

Core Responsibilities

  • Be an integral part of the proposition development process by providing actuarial expertise into idea generation, feasibility studies, business cases and product development cycles.
  • Perform pricing and profitability testing for new and existing propositions per the company’s Risk Appetite covering the full suite of Class A and Class C products.
  • Produce comprehensive Risk Assessment and Profitability Reports, ensuring that all risks are fully addressed and reflected in the reports.
  • Assist in preparation of regular Proposition Reviews.
  • Assist in the negotiation and analysis of reinsurance terms and pricing.
  • Develop and maintain pricing models and illustration systems.
  • Work closely with other departments in support of the policy concession process.
  • Propose pricing assumptions by carrying out experience studies and/or through other supportable means.
  • Perform systems testing on commercial related items covering changes to illustration systems, policy admin system, claims and reinsurance system, etc.
  • Provide support on day-to-day product and technical/actuarial queries.
  • Perform remediation calculations and other compensation/ restitution calculations.
  • Provide ad hoc support to the Actuarial Manager on any pricing and commercial matters.

Qualifications / Experience / Requirements

  • Degree holder in Actuarial Science or related disciplines and making good progress with actuarial exams.
  • Preferably 5 years+ of relevant actuarial pricing experience (both Class A and Class C business).
  • Excellent knowledge in spreadsheets (including VBA programming), experience with Prophet is preferred.
  • Good time management skills.
  • Strong technical skills preferred.
  • Strong communication skills in both written and spoken English and Chinese; competency in Putonghua is an advantage.
  • Good presentation, problem-solving and interpersonal skills.
  • Candidate with less experience may be considered as Senior Actuarial Analyst.

To apply

We offer attractive salaries and excellent benefits. 

We value and promote diversity and equal opportunities in all aspects of our business. All resourcing will be carried out in line with our Company diversity policy. 

Any personal data we collect will only be used for recruitment purposes. We keep all applications confidentially on file for six months.

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