Who we are

Our vision

A thought leader in providing long-term savings and investments propositions in our chosen market.


Company background

A leading long-term savings and investment company established since 1999 and committed to Hong Kong and the Asian region.


What we offer

Investment-linked insurance plans

Our investment-linked insurance plan may help you capture market potential and cater for your insurance needs


Health insurance

Enjoy peace of mind for you and your family with extensive health coverage

Peaceful Life

Life insurance

Enjoy more coverage over the things you value in your life with a wide range of options

Perpetual Protector

Help and support

Interest rate

Calculate the interest rate from a range of currencies and dates


Exchange rate

Calculate the exchange rate from a range of currencies and dates


Download hub

Access forms to switch policies, sign up for investments, change personal information


Payment methods

Choose your preferred way to pay for policies, investments, and more



Need more clarity? Read our selected list of questions to guide your understanding


Investment information

Professional investment management

Our investment-linked insurance plans offer a wide range of investment choices linked to underlying funds managed by reputable investment managers


Notice in relation to investment choices

Stay fully informed on your investments with the up-to-date notices



Education series

Gain more understanding about your insurance with our guides, from basic principles to managing investments over the long term


Market watch

Follow trends and get the latest information about various industry sectors and behaviours



A lexicon of insurance-related words to help aid your understanding


Interest rate

Interest rate

Check the latest 
interest rate

We will provide you with the previous and the latest interest rates for the Cash Account. Please select the appropriate currency and effective date range. Please note that the following interest rate are for information only.

Interest rate


The Cash Account is applicable to selected investment-linked assurance schemes only.

Relevant interest will be credited to your Cash Account on a monthly basis if the aggregate value of all Cash Account(s) under the relevant Policy is over USD375 (or an equivalent amount in other currencies at the exchange rate determined by us).

The Cash Account is not a bank deposit account and is not subject to the supervision of the Hong Kong Monetary Authority. In addition, the Cash Account is not protected under the Deposit Protection Scheme, which is a guarantee offered by the Hong Kong SAR Government’s Exchange Fund or the Hong Kong Deposit Protection Board from time to time. You will be subject to the credit risks of the Standard Life (Asia) Limited.

Please click here for the details of the Cash Account.